NVIDIA believes that technology has the power to move the world forward. We believe your money can do the same.
As Advisors looking in, it’s clear that NVIDIA values its employees and invests in their potential. From retirement savings to healthcare plans, you have a range of NVIDIA benefits that can help you create the kind of life you want.
However, it can be overwhelming to navigate all these options and make informed decisions.
That’s why we created the resources below and are here to help.
By fully understanding and leveraging your NVIDIA benefits, you can make choices that align with your personal and professional goals and create the kind of moments and memories you want.
Whether it’s using your paid time off to travel, taking advantage of healthcare benefits to prioritize your well-being, or investing in your retirement savings, these benefits are designed to support you and help you achieve your potential.
Your compensation at NVIDIA comes in three forms:
Base Salary: Your annual salary, paid bi-monthly over the course of the year.
Performance Bonus: For those eligible, this cash bonus targets 5-30% of your salary based on NVIDIA’s performance over the prior fiscal year (February-January).
Stock Compensation: Your annual stock award is paid out in August, and you can elect to take it in RSUs and Stock Options or a 50/50 mix of both. Four stock options are given for each RSU share awarded.
Each year, eligible NVIDIA employees must elect to take their stock compensation in one of three options: 100% Stock Options, 100% RSUs, or a 50/50 mix of both.
Stock options are given out in a 4:1 ratio to RSUs, so for every 1 RSU share, you’ll receive 4 stock options.
Here’s a quick summary of the key factors:
| NVIDIA RSUs | NVIDIA Stock Options |
|---|---|
| Return: Doesn’t require an increase in stock prices. Still worth something if the stock declines. | Requires an increase in stock price (Above your strike price) to be profitable. |
| Risk: Less risky than options. | Higher risk – can be worth a lot, or nothing. |
| Taxes: Taxed as ordinary income at vesting date. | Taxed as ordinary income, but not until you exercise the options. |
Maximize the value of your 401(k) plan by focusing on three key strategies:
Microsoft matches 50% of all contributions up to the IRS limit. For 2022, that’s an additional $10,250 if you maximize contributions.
Contributions to the traditional 401(k) go in pre-tax, reducing your taxable income.
Choose from a variety of investment options from top money managers like Blackrock, Vanguard, PIMCO, and DFA.
The 401(k) and the Mega Backdoor Roth within it are some of the most valuable NVIDIA benefits available to employees. Here’s what you need to know:
Contribution Limits (2023): For those under 50, you can contribute $22,500. For those 50 and older, you can contribute $30,000 ($22,500 + a $7,500 catch-up contribution).
NVIDIA 401(k) Match: NVIDIA matches up to 5% of your annual salary. This is free money! To receive the full match, make sure to contribute at least 5% of your salary.
Mega Backdoor Roth: Allows you to contribute after-tax dollars to your 401(k) and immediately convert those to a tax-free Roth account. At NVIDIA, you can contribute 3% of your annual salary to the Mega Backdoor Roth, with a cap on total contributions at $9,900.
The Deferred Compensation plan is another valuable NVIDIA benefit to grow your savings and help save on taxes:
Contribution Limits: Up to 75% of next year’s base salary and up to 100% of next year’s bonus.
Who’s Eligible: Employees earning $150k of base compensation or more.
Plan Details: Defer salary or bonus into the plan, reducing your tax bill today. Contributions grow tax-deferred and are paid out (and taxed) at a future date based on the distribution schedule you elect. Note: Your money in the Deferred Compensation plan is an unsecured liability of NVIDIA.
NVIDIA’s ESPP allows eligible employees to buy NVIDIA stock at a discount, providing an opportunity to earn “free money”:
Enrollment: Every six months (in March and September).
Discount: 15% using a “Lookback Period.”
Contribution: Up to 10% of your pay to purchase shares. Purchases are capped at $25,000 or 500 shares per offering period.
The Ultimate Guide to Tax Relief
Are you looking to reduce your tax burden? Our latest guide highlights how you can maximize your tax savings with various strategies and programs.
Stay ahead of the curve! Subscribe for the latest updates, exclusive offers, and industry insights delivered straight to your inbox.
Unlock the secrets to maximizing
your tax savings
© 2025 Created with Tax Relief Secrets || Built with ❤- Meheraz
