Leverage your compensation and benefits plan to achieve your financial goals. With extensive experience in working with Meta employees and their benefit plans, we can help you understand your options and map out the right strategy for your financial needs.
Seamlessly coordinate your Meta assets (401(k), BrokerageLink®, Retirement Contribution, and Deferred Compensation Plan) with the rest of your balance sheet.
Optimally manage your RSUs and ESPP shares held in your brokerage account.
Stress-test your financial plan for life changes and market fluctuations so you know where you stand.
When the time is right, we’re here to help you transition with confidence into the next phase of life.
Present solutions for managing concentrated stock positions and for diversifying out of them if desired.
Navigate your journey with confidence and achieve your financial goals.
With a deep experience in helping clients navigate tax opportunities, we can help you understand your choices and map out the right strategy for your financial needs.
Tax planning highly appreciated concentrated stock positions
Maximizing 401(k) planning and megabackdoor roth Implementation
Tax minimization OF equity compensation
Offer unique investment opportunities (for Qualified Purchasers or Accredited Investors)
Lifestyle planning around family goals, taxes, and giving across goals and generations
Deep knowledge in concentrated stock positions, and the diversification strategies that lead to you keeping what you earn.
Coordination with your CPA for not just investment planning, but also estate, insurance and long term forward looking tax planning
Modeling of optimization of company benefits such as health insurance, Health Savings Account (HSA), and equity compensation so that there is no surprise tax bills in the future.
Modeling of optimization of company benefits such as health insurance, Health Savings Account (HSA), and equity compensation so that there is no surprise tax bills in the future.
Your Your contributions to a traditional 401(k) are capped at $23,500 for 2025, but with the Mega Roth at Meta, you can now save an additional $30,250 after tax.
401k matching plan: 50% match on up to 7% of base salary
Meta vesting is immediate for matching contributions
401k matching plan: 50% match on up to 7% of base salary
|
2025
|
Employees less than 50 years of age
|
Employees 50 or Over
|
Employess Ages 60-63
|
|---|---|---|---|
|
Federal 401(k) Max
|
$70,000
|
||
|
2025 Pre-Tax/Roth Deferral
|
$23,500
|
$31,000
|
$34,750
|
|
Meta 50% Contribution Match
|
$11,750
|
$11,750
|
$11,750
|
|
After-Tax Contribution
|
$34,750
|
$39,500
|
$39,500
|
|
Employee Total
|
$63,000
|
$70,500
|
$74,250
|
The Mega Backdoor Roth 401(k) is a feature inside your 401(k) at Microsoft that gives you a way to supercharge tax-advantaged retirement savings.
Your contributions to a traditional 401(k) are capped at $23,500 for 2025, but with the Mega Backdoor Roth at Microsoft, you can now save an additional $30,250 after tax.
This money goes in on an after-tax basis, meaning that while you receive no tax break today for these contributions, the money will grow without being taxed, and notably, at retirement, the funds can be accessed tax-free.
A summary of the highlights of this account are:
Meta RSUs vest on a four year schedule, 25% out of year year over four years.
RSUs are vested quarterly, on the 15th of February, May, August and November.
There are annual refreshers of Meta's RSU which can be due to performance of the employee and the company's position in the market.
RSUs are taxed as ordinary income, therefore you have little control over the tax bracket that you may be in as a result.
Are you looking to reduce your tax burden? Our latest guide highlights how you can maximize your tax savings with various strategies and programs.
Disclosure: Even though many of our clients are current and former Meta employees, Tax Relief Secrets or Farther Finance LLC is not affiliated with, endorsed by or associated with Meta. This information that is specific to Meta Employees. We believe it is reliable; however we cannot guarantee its accuracy. Such Information is subject to change itho0ut further notice. See the Employee Handbook for the most up to date information.
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